Find unused health benefitswith AI
CoverIQ is an AI benefits expert that learns your plan and works for you, not your insurer.
Your plan covers this lab at $0 as preventive care. Estimated overcharge: $517.00
Sound familiar?
Health insurance is designed to confuse you
You pay your premiums every month. But what are you actually getting?
No one really understands what's covered
EOBs, coinsurance, covered vs. not covered — it's all written in a language designed to keep you in the dark.
Unused benefits = wasted money
Your insurance company will never call to tell you about the programs, screenings, and reimbursements sitting unused in your plan. The less you know, the more they keep.
Most billing errors go completely unchecked
You don't have time to cross-reference every line against your coverage. Most people just pay the balance and move on.
How it works
Here's how it works
Upload your plan documents or link your insurance account. CoverIQ reads everything and breaks it down in plain English.
CoverIQ scans your plan for benefits you're not using — no more guessing what's covered.
CoverIQ cross-references your bills against your actual coverage and flags errors, so you can take action fast
Your plan covers this lab at $0 as preventive care. You may have been billed at the diagnostic rate. Estimated overcharge: $517.00
Questions
Good questions deserve honest answers
CoverIQ is early-stage. We'd rather be upfront about what we're building than overpromise.
We're building CoverIQ to work with the most common employer-sponsored and marketplace plans — PPOs, HMOs, and EPOs from major carriers. We're still in early development, and one of the things we're trying to learn from you is which plans matter most. Your input on the waitlist will directly shape what we build first.
We're planning a simple, affordable subscription — likely around $10/month for full access. We haven't finalized pricing yet, and early waitlist members will have a say in shaping what the tiers look like. We'll share details before we launch.
We're still designing the full feature set, but the idea is that premium access will give you everything: AI-powered bill review, benefits discovery, dispute letter drafting, and ongoing monitoring of your coverage. We're building this in the open — join the waitlist and you'll be the first to know as features take shape.
Privacy is a core part of how we're designing CoverIQ from day one. We're not yet HIPAA-certified, and we won't ask for sensitive health data until we are. Right now, joining the waitlist only requires your email — no medical records, no insurance login.
We're in early validation right now — talking to people like you to understand the problem before we build the solution. If there's strong demand, we'll move fast. Join the waitlist and you'll be first in line when we open access.
Start getting what you deserve from your health insurance
Make sure your health plan is working for you — not against you. Be among the first to try CoverIQ.